About

We're more than a bank. We're a neighbor you can count on. When our customers trust us to serve their financial needs, they enable us to reinvest in community partners who are working to keep our communities strong. What does an independent bank mean to you? By remaining fiercely independent and family-owned, we make decisions based on what's best for you. Always. Your success is our success and why we've been in business for more than 160 years. FNBO offers personal, business, commercial, and wealth solutions with branch, mobile and online banking for checking, loans, mortgages, and more.